Level Up FUND
We are not a Bank. We are a nonprofit lender and certified by the US Department of Treasury as a Community Development Financial Institution (CDFI). This means we are 100% dedicated to delivering responsible, affordable lending. Partner with us to access the financial resources you need to grow and thrive.
Affordable Loans
Our loans have fixed interest rates and affordable payments.
Flexible Terms
Our loans are straightforward with easy to understand terms. Your payments will be structured to match your business cash flow.
Easy Application Process
Once the intake is completed, you will be invited to complete your application and upload your documents to our secure portal.
Proven Track Record
We have a proven track record of helping small businesses get responsible, affordable loans.
Small businesses working project to project might not always have the money to front the materials and wages needed to complete a job. This Contract Capital Program exists to ensure that you can complete the project as you normally would, but get your money a lot sooner.
Loan Size
$10,000 to $50,000
Loan Terms
3 years
Interest Rates
2.5%
Collateral
UCC lien on business assets
Key person life insurance
Personal Guarantee
Loan Fees
$100 application fee, no origination fee
• Eligible Businesses
We fund businesses from a wide range of industries. The business must be:
o For-profit business registered on Sunbiz
o Generating revenue for 18+ months
o Located in South Florida (Miami-Dade, Broward, West Palm Beach)
• Eligible Loan Uses
Loans can be used for nearly every business purpose. Some of the eligible uses are outlined below:
o Contract Capital
o Purchase machinery, equipment, supplies and inventory
o Business Acquisition
o Technology upgrades and marketing
o Working capital
o Leasehold improvements
Not ready yet.... No problem!
We will work with you and develop a personalized plan to get you loan-ready.
Please gather the following documents to upload to our secure portal when completing the loan application.
Business Documents
Business Plan
Business Tax Returns 1-2 years
Business Financial Statements (Profit & Loss Statement, Balance Sheet, & Cash Flow Statement) 1-2 years and year to date
Business Bank Statements (3 months)
Business Debt Schedule
Contracts for upcoming work
Operating Agreements, Articles of Incorporation, By-Laws
Proof of General Liability Insurance
Personal Documents
Personal Tax Returns 1-2 years
Personal Bank Statements (3 months)
Personal Credit Report
Personal Financial Statements
We reserve the right to request additional documentation based on the nature of the funding request.
Most delays occur due to incomplete loan applications or missing documents.
If you need assistance with any of the items listed above, please reach out for pre-loan counseling and technical assistance.
Once all documents are received, the processing time is approximately 30-60 days from receipt to loan closing.
